Disclosure: Newsweek's America's Top Financial Advisory Firms 2026, published in partnership with Plant-A Insights Group, is an annual ranking that evaluated over 16,000 SEC-registered financial advisory firms. To be eligible, firms were required to have more than $20 million in assets under management, a minimum of three wealth advisers, at least five individual clients, at least two years of SEC registration, clean disciplinary records, and the availability of portfolio management services to individual investors. Firms were scored on asset growth (short-term and long-term), client base growth, credentialed adviser expertise, client-to-adviser ratios, and breadth of service offerings. The top 1,000 firms were recognized and assigned star ratings based on their composite scores. Journey Advisory Group received a 5-star rating for 2026. Firms do not pay to be evaluated or included in the ranking; however, the firm paid a fee for permission to use the logo when marketing the award. The full list and methodology are available at rankings.newsweek.com.
We recently sat down with Tyler Lang, CFA, Founder and CEO of Journey Advisory Group, a fee-based, fiduciary Registered Investment Adviser (RIA) serving the Greater Cincinnati, Northern Kentucky, and Dayton regions. Journey Advisory Group was recognized with a five-star rating on Newsweek's 2026 list of America's Top Financial Advisory Firms, a ranking based on an analysis of more than 16,000 SEC-registered advisory firms.
At LatinoPro, we connect U.S. law firms, medical practices, and real estate businesses with elite bilingual professionals from Latin America, helping owners grow while cutting staffing costs by as much as 75%. But we know that freeing up time and payroll is only half the equation: what owners do with those savings determines whether growth actually builds wealth. We asked Tyler how the owners of scaling service businesses can put the same discipline into their personal finances that they put into their operations.
Q: Many of our clients are owners of law firms, medical practices, and real estate businesses that are growing quickly. What is the most common financial planning mistake you see among owners of service businesses?
Tyler Lang: The most common mistake is letting the business become the entire financial plan. Service business owners pour everything into the practice: their time, their capital, and often their retirement assumptions. That works until it doesn't. If the practice hits a slow quarter, or the owner wants to step back, there is no parallel plan to fall back on. We encourage owners to build a personal financial plan that runs alongside the business, with its own savings targets, investment strategy, and protections, so their future is never riding on a single asset.
Q: When an owner reduces overhead, for example by moving administrative roles to skilled remote professionals, they suddenly have new margin. What should they do with those freed-up dollars?
Tyler Lang: First, give every dollar a job before it disappears into general spending. We typically walk owners through a hierarchy: build personal liquidity equal to several months of expenses, capture any tax-advantaged retirement contributions available to them, and then invest the remainder according to a written plan. Cost savings are only wealth if they are captured. An owner who redirects even a portion of a meaningful payroll reduction into a diversified portfolio each month can change their retirement timeline substantially.
Q: Your clients delegate to specialists the way our clients delegate intake, billing, and scheduling to trained virtual assistants. When does it make sense for a business owner to delegate their personal finances to a fiduciary advisor?
Tyler Lang: The logic is identical to delegating operations: when the cost of your time or the cost of a mistake exceeds the cost of the specialist. Common inflection points are crossing a revenue threshold where tax planning gets complex, taking on a partner, preparing to sell or transition the business, or a life event like an inheritance or the loss of a spouse. As a fiduciary, we are legally obligated to act in the client's best interest, and because we are fee-based, our advice is not influenced by product commissions. That structure matters when someone is trusting you with decisions they used to make themselves.
Q: LatinoPro's model is built on pairing each business with dedicated, culturally aligned professionals rather than a rotating pool. How does Journey Advisory Group think about that same balance of people and process?
Tyler Lang: We believe quality of service comes from intentionally low ratios and real relationships. Every Journey client works with a primary and secondary advisor plus dedicated support, and we keep client-to-advisor ratios deliberately low so nothing slips through the cracks. Behind that team is an institutional-grade process: in-house investment management, integrated technology, and credentials across CFA, CFP®, CTFA, and CPA designations. Technology and process make us efficient, but the person who knows your family, your practice, and your goals is what makes the advice right.
Q: What is one piece of advice for a practice owner who is just starting to get their personal financial house in order?
Tyler Lang: Start with a full inventory before you optimize anything. Most owners have a general sense of where they stand, but when we map it out together, there are almost always gaps: an outdated beneficiary designation, insurance that no longer fits, or a retirement account that has not been reviewed in years. One structured conversation that lays out the complete picture will surface the two or three items that actually need attention. Clarity comes first; strategy follows.
To learn more about Journey Advisory Group and its approach to financial planning for business owners, visit journeyadvisory.group.
Disclosure
Journey Advisory Group is a fee-based advisory firm and SEC-registered Investment Adviser. The firm is compensated directly by its clients for investment management and financial planning services and does not receive commissions on investment products. In certain cases, clients may choose to purchase insurance products through an affiliated insurance agency, Journey Risk Solutions, LLC. When applicable, commissions may be earned on those insurance products. Clients are never required to use the affiliated agency. All fees are fully disclosed and reviewed before any engagement begins.
Newsweek's America's Top Financial Advisory Firms 2026, published in partnership with Plant-A Insights Group, evaluated over 16,000 SEC-registered financial advisory firms on asset growth, client base growth, credentialed adviser depth, client-to-adviser ratios, and breadth of service offerings. Journey Advisory Group received a 5-star rating for 2026. Firms do not pay to be evaluated or included in the ranking; however, the firm paid a fee for permission to use the logo when marketing the award.
This interview is for informational purposes only and does not constitute investment advice, a solicitation, or a recommendation to buy or sell any securities. Past performance is not indicative of future results.
Any reference to or use of the terms “registered investment adviser” or “registered,” does not imply that Journey Advisory Group or any person associated with Journey Advisory Group has achieved a certain level of skill or training.
